The first was Lowe’s in December, but it was originally around $5,000. I’m getting into the big guys now, but if all goes according to plan and we just follow the snowball the last cc will be gone by March 2015 (it was originally over $42,000—currently at !2,500). The two mortgages will be gone by May 2016. That is just paying the snowball minimums and you KNOW I’m not going to piddle along that long. I’m thinking all gone by Dec 2014 at the latest. Dh thinks I’m dreaming, but then he thought it would take us the full time to pay off the two cc we have already paid off too.